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Pitching disability coverage | Advisor.ca

 
Via Scoop.itLife & Health Insurance in Canada

Picture this: You have a client – 10 years away from retirement – who comes to you for retirement advice. You spend several hours, maybe a full day with him, going over many different retirement scenarios.    At the end of this exercise, you prepare a plan that is as thick as a phone book. In your next meeting, you review it with him. One of your suggestions is that he buy disability (a.k.a. income replacement) insurance, in case he becomes unable to work and earn income.
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