Category Archives: Financial Planning

Return of Premium on Disability Insurance Policies

Is a Return of Premium (ROP) Rider Worth It? Disability is expensive enough – why add return of premium? For many people who are self-employed or who don’t have employer sponsored group disability coverage, buying a personal disability insurance policy is a must. This seems like a no-brainer, but most people are surprised at the

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Mortgage! Does the Word Mean Debt or Lifestyle to You?

What Does Your Mortgage Mean To You? What are you protecting when you insure your mortgage? When a family or individual borrows money from the bank to finance a home, be it a traditional mortgage or home line of credit, they are going into significant debt for their home ownership. It would be nice if

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The Dangers of Procrastinating When Buying Life Insurance

Procrastination Can Kill Your Chances of Buying Life Insurance Life Insurance is here today, gone tomorrow If you’re like most people, the idea of buying life insuranceseems like a chore – something that is easily put off until tomorrow. Well, for the procrastinator in all of us we know that tomorrow never comes. It’s a

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Health Insurance to Protect Your Investments

Proper Health Insurance Plans Can Keep Your Investments on Track Don’t risk your savings and assets for lack of proper health insurance plans Health insurance in Canada is so much more than just a prescription drug and dental plan. Have you ever heard the saying, “Your health is your wealth.” Simpy put, we all need

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