Author: Rivera

Return of Premium on Disability Insurance Policies

Is a Return of Premium (ROP) Rider Worth It? Disability is expensive enough – why add return of premium? For many people who are self-employed or who don’t have employer sponsored group disability coverage, buying a personal disability insurance policy is a must. This seems like a no-brainer, but most people are surprised at the

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The Dangers of Procrastinating When Buying Life Insurance

Procrastination Can Kill Your Chances of Buying Life Insurance Life Insurance is here today, gone tomorrow If you’re like most people, the idea of buying life insuranceseems like a chore – something that is easily put off until tomorrow. Well, for the procrastinator in all of us we know that tomorrow never comes. It’s a

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Did You Wake Up Excited To Buy Life Insurance Today?

I’m Excited to Sell Insurance. Are You Excited to Buy It? Life Insurance: Probably not the most exciting purchase you’ll ever make I don’t think I’ve ever met anyone who rolled out of bed saying, “This is a wonderful day – the day I buy Life Insurance!” I know that your insurance broker (counting myself among the

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